Showing posts with label tort reform. Show all posts
Showing posts with label tort reform. Show all posts

Tuesday, October 27, 2009

Healthcare Insurance – It Should Be Your Responsibility!

I really take issue with the absurdity that under the Baucus healthcare plan people MUST buy health insurance or face penalty of up to $1900 annually and possible imprisonment of up to one year for failure to do so. (Can you say, "Bought and paid for by insurance lobbyists"?) And there's NO TORT REFORM. Can you say, "Bought and paid for by trial lawyers?") The argument that the liberal idiots use for required insurance coverage is that automobile insurance is mandatory. While that might be true in some places, not everyone owns a car to insure! So, it's NOT mandatory for everyone, now is it? (Why can't the liberals use good illustrations? For instance, US Post office and Medicare is what they've listed as successful government-run programs - yeah, right! They've been operating in the red, well - forever! That should give you a good idea of how the healthcare system would be run, huh?)

In my opinion it is an individual's responsibility to either pay insurance premiums to cover their medical emergencies, or pay for the emergencies when they occur, or perhaps a combination of both of them. It's not an impossible idea. I have been included somewhere within the "middle class" most of my adult life, usually closer to the bottom. There have been times when money was so tight that I couldn't pay for some of the nice things I wanted. So, I waited until I could afford it; but I always had insurance to cover in case of emergencies. When we started our family, the health insurance we carried paid a flat fee of $250 for pregnancy. That didn't even cover the doctor's expense. So, we were on the hook for the rest of his fee plus the hospital expenses as well. Whenever we did apply for federal or state assistance, we were qualified as far as our income was concerned, but - and here's how it has been all our lives - we didn't have enough DEPENDENTS to fit the federal or state assistance programs criteria. (Hmmm. It's a little like trying to get your first job and being turned down because you have no experience.)

BUT, here's the difference in how we as a couple handled our medical situations: we accepted our responsibility! Plain and simple. We took the initiative to get insurance coverage, to save some money for the emergency, or else workout payment plans with the doctor and the hospital to pay monthly payments until the balance was paid off. And that also meant that we didn't run up credit cards for "stuff" we wanted while we were paying off our debt. We understood that the debt was our own. Not one cent was paid by taxpayers. Not one cent was written off by either the doctor or the hospital. That's taking responsibility for yourself! That's what it means to not be a burden on anyone.

And so this is how we have lived our lives for all these years. If we want to buy something expensive we either make sure we have cash on hand to pay for it, or if we want to charge it, we look at our budget and see if we can work it into the budget and make the payments (and not just the minimum payment, either!) - before we buy it. That's called being responsible adults.... that's what makes a responsible society.

Somewhere along the way people failed have to teach that principle to their children. And so the Socialists have been right there to implement their strategies to collect more taxes from the responsible adults to pay for programs to pay for the necessities of those who were irresponsible. It has been the Socialist's purpose to enslave everyone by making them dependent upon the government, and yes, people have played right into their hands by teaching their children to "get what they can, any way they can". People now believe that they're "entitled" to whatever they want whenever they want it, and the cost will be born by taxpayers!

Those who have become enslaved to government programs have taught their children that it is the government's job to take care of them and there would be no backlash if they took all they could from the government. And so that's what the government has been doing - to the tune of $14 TRILLION in debt at this point, plus the trillions in unfunded debt. And it's not over yet - or is it? I'd say that is up to those who want to be responsible and accountable citizens, those who don't want to take from the government until the government becomes the slave of yet another government.... otherwise, that's where we're headed, folks! That's where we're headed!

Monday, October 5, 2009

Obama and Congress Preaching to the Choir on ObamaCare

Apparently, our President has a habit of not listening to the citizens of the U.S. In fact, he would rather "preach to the choir". And this practice applies equally to both parties in Congress as it does to the President. Here are some examples of what I mean.

When House Speaker Nancy Pelosi walks up to a podium to speak (other than her press conferences), she has some of her entourage/puppet-congressmen standing behind her, as well as staff members to the side and left-leaning media in front of her. So, no matter what she says, she has a pro-message audience to preach her propaganda to.

Senate Majority Leader Harry Reid does the same thing with his cronies, staff, and media, as does John Boehner and most, if not all, of the others in Washington. It's a modus operandi in Washington to surround yourself with "yes" people and even to plant some in the audience for Q&A so you can get at least a few questions to answer to promote your agenda. Obama did the same thing during the campaign, and since he's still campaigning (because that's all he really knows how do to), he's is continuing that practice as of today when, as an example, he invited 150 doctors to the White House to discuss healthcare reform. Well, it was reported that these doctors were handpicked, so it doesn't take a rocket scientist to realize that these physicians are mostly likely pro-Obamacare. Otherwise, if history teaches us anything, their voices would be ignored.

He did the same thing with some nurses' association representatives not long ago. Well, most healthcare providers, those who are practicing, do not support the ObamaCare plan. And as we learned last week, NY medical caregivers, primarily doctors and nurses are opposed to the mandatory inoculation - just as their peers in other states do as well. So, logically, we can assume that AMA (which represents only a small minority of doctors, and most of whom do not practice medicine) and ANA (American Nurses Association)  do not represent these medical professions as a whole. In fact, polls show the opposite - just ask your doctor and nurse.

So, if this meeting Obama has planned today with the doctors is for "show and tell", it's obviously another ruse. If he brought them to the White House truly not knowing where they stood on the issue and is really seeking to listen to their input, then count this as one of the campaign promises he made that he's really adhering to - and that is to listen to serious debate. Even so, I wonder what he constitutes as "serious" debate. The American people have been trying to debate his issues for months now and he's done his best to not hear what they're saying.

The problem with the issue of preaching healthcare to the choir is that if the preacher turns to preach to the choir, it's obvious that he has his back turned to the congregation. Look for Obama, Pelosi, Reid, Baucus, as well as others, to continue to preach to the choir over the next couple of weeks.... but the choir isn't the congregation. They've stopped listening to a message where cost numbers don't add up, where answers about maintaining quality of care are not direct - much less honest, and discussion on issues that would give incremental reform without trashing everything that works are evaded. There is no open and honest debate from The One who is preaching to the choir!